Customer Service Is Our Number One Priority
Customer service is our number one priority to our customers is to help them get back their financial life back on track. We are able to establish this through constant communication and education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors.
How much will this cost?
We have upfront pricing and all the prices are listed on our Services Page. We try to be as transparent as possible.
How will I find out when progress is being made?
You will be given access to an online portal; there you will be able to see you more recent scores. We will also contact via SMS text to let you know what changes have be made to your credit file. You will never be left in the dark.
Do I really need a professional to fix/repair my credit?
No, hiring a professional is not necessary at all. In fact, it is your responsibility and right to protect your own credit. The government has set of laws to help you called the Fair Credit Reporting Act. Just know that the professionals at Optimal Credit Repair Solutions is here to help you and we work with the bureaus and these laws every day.
Is it legal to repair bad credit?
It is your responsibility to assure the accuracy of the items listed on your credit file. If information on your credit file does not accurately represent your behavior as a consumer, then you have the right to request that information be removed from your file. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute all inaccuracies listed on your credit file with the credit bureaus and your individual creditors.