About Us.​

Customer Service Is Our Number One Priority

Customer service is our number one priority to our customers is to help them get back their financial life back on track.  We are able to establish this through constant communication and education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors.

How Does It Work

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Answers To Your Questions

We have upfront pricing and all the prices are listed on our Services Page. We try to be as transparent as possible.

You will have access to credit monitoring which updates monthly and we will have monthly zoom calls to go over your progress. We will also contact via SMS text to let you know what changes have be made to your credit file.  You will never be left in the dark.  


No, hiring a professional is not necessary at all.  In fact, it is your responsibility and right to protect your own credit.  The government has set of laws to help you called the Fair Credit Reporting Act.  Just know that the professionals at Optimal Credit Repair Solutions is here to help you and we work with the bureaus and these laws every day.

It is your responsibility to assure the accuracy of the items listed on your credit file. If information on your credit file does not accurately represent your behavior as a consumer, then you have the right to request that information be removed from your file. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute all inaccuracies listed on your credit file with the credit bureaus and your individual creditors.

Years In Service
Hours Service
Star Ratings
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See What Our Clients Has To Say...​

"My career in very challenging alone, I also have a small child and a recent newlywed. So, taking care of my credit and understanding how it works was not at the top of my to-do-list. Imani took me by the hand and educated me about credit and now we are getting things in order. I highly recommend her, her expertise is nothing short of extraordinary.i."
Krystal R - Credit Repair Reviews
Krystal R
"I had worked with other so-called credit repair companies in the past. Those other companies only looked at my file and not me as a person. Imani took a vested interest in helping me improve my credit situation. She was very hands on the personable and I really enjoyed that, she made me want to do better. !".
shuntae - Credit Repair Reviews
Shuntaé L
"I heard from other’s that Imani was the plug when repairing credit. So, I reached out to her to see if she could help fix mine. I was surprised that she took me on as a client because she does not take everyone. I was impressed I saw a increase in scores in the first 45 days. She is the plug frfr. !"
Tot -Credit Repair Reviews
Teyanna S.